Roof age, insurance & certification — explained.
Florida's insurance market changed the rules, and roof age is now used against homeowners every day. This is where we put the plain-English answers: your rights under the Roof Age Law, the certifications insurers and buyers ask for, and how to keep a sound roof instead of replacing it. Repair-first since 1974.
Accredited · Certified · Recognized · Family-Owned Since 1974
Roof age isn't everything — but you have to prove condition.
Insurers increasingly judge a roof by its age alone — non-renewing policies and stalling home sales over roofs that are perfectly sound. The answer isn't a panicked replacement; it's documentation: knowing your rights under Florida law, getting a real condition inspection, and certifying remaining useful life. The guides below walk through all of it.
What every Florida homeowner should know about roof age.
Start anywhere — each links to a full, plain-English page.
Florida Roof Age Law
Insurer raising your roof's age? Florida law gives you the right to a real inspection and the option to repair and certify instead of replace.
Read more →5-Year Roof Certifications
An inspection-based report on your roof's condition and remaining useful life — for renewals, refinancing, and home sales. See a real, redacted one.
Read more →Certification for Insurance
How a documented certification may support keeping a sound roof insured when a carrier is weighing its age.
Read more →Certification for Real Estate
The roof documentation buyers, agents, and lenders ask for during a Florida home sale.
Read more →Free Roof Inspections
A free, thermal-imaged inspection and an honest written report — no cost, no sales pressure, and no obligation.
Read more →Repair vs. Replacement
Most roofs don't need replacing. Repair, rebuild, or replace — how we tell the difference, and the real signs replacement is needed.
Read more →Roof Rebuilds
Replace only the failed sections and preserve the parts that still have years of life — for a fraction of a tear-off.
Read more →As Featured In
Go deeper — the guides homeowners actually read.
Plain-English articles on the law, certifications, and keeping a tile roof alive.
Most companies show photos. We show proof.
The whole philosophy, documented on a real roof — and the press coverage of Mike's work on Florida's roof-age fight.
Have an insurer asking about your roof? Let's document it.
A free, thermal-imaged inspection and an honest report on your roof's condition and remaining useful life — the evidence behind your rights under Florida Roof Age Law. Family-owned in Palm Beach County since 1974.