Roof repair in Stuart — repair first, replace only when necessary.
Stuart is the heart of Martin County and the Treasure Coast — from the historic downtown and the waterfront estates of Sewall's Point and North River Shores to the oceanfront condos and homes of Hutchinson Island. Between the St. Lucie River, the Indian River Lagoon, and direct Atlantic exposure, salt air and hurricane-season storms are hard on tile and flat roofs here. Drawing on a McGilvary family legacy of licensed roofing since 1974, Mike McGilvary Roofing repairs Stuart roofs the right way — inspecting first, documenting properly, and recommending replacement only when it's truly warranted.
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Accredited · Certified · Recognized · A McGilvary Family Legacy of Licensed Roofing in Palm Beach County Since 1974
Stuart roofs aren't generic — and neither is the repair.
Stuart sits where the St. Lucie River meets the Atlantic, so its roofs take heavy salt air, wind-driven rain, and hurricane-season exposure — and many of its homes are older Florida CBS construction with barrel-tile and flat roofs that reward repair over replacement. We inspect first with attic thermal imaging, repair to the cause, and preserve the parts of the roof that are still sound — saving Stuart owners a replacement they don't need.
A free, documented inspection settles repair-vs-replace with evidence, backed by a 2-year workmanship warranty and an optional 5-Year Roof Certification that documents your roof's remaining useful life for insurance.
The repairs Stuart roofs actually need.
Local conditions drive local failures — here's what we find most.
What Stuart's Treasure Coast climate does to a roof
Between the river, the lagoon, and the open Atlantic off Hutchinson Island, Stuart roofs face relentless salt air, wind-driven rain, and hurricane-season storms — corroding flashing, fasteners, and valley metal and drying out underlayment faster than inland. Caught early, each of these is a targeted repair — a flashing joint, a valley, a cracked tile or a failed flat-roof seam — not a tear-off.
Repair first — replace only when necessary
We inspect first and evaluate whether repairs or targeted rebuilding can extend the roof's useful life before recommending full replacement. Failure on an established Stuart roof is usually concentrated where water runs hardest; we find the true cause with thermal imaging, fix it, and document the roof's condition and remaining useful life in writing — documentation that may be useful when an insurer reviews an older roof.
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Whatever the roof, we repair the cause.
Tile, shingle, and flat — explore tile, shingle, flat, leak, and rebuild services, all available across Stuart and the Treasure Coast.
- Leak detection & waterproofing
- Tile & shingle replacement and matching
- Flashing repair at walls, chimneys & penetrations
- Storm & hurricane damage repair
- Underlayment & flat-roof membrane repair
- Free inspections & 5-Year Certifications
Everything a Stuart roof needs — from one repair-first team.
Repair first, preserve when possible, replace only when necessary. Here is how that philosophy applies to every service we bring to Stuart homeowners — on the tile, waterfront, and barrier-island roofs that define the Treasure Coast.
Roof repair in Stuart
Tile, shingle, and flat-roof repair done to the cause — flashing, valleys, underlayment, and storm damage — on the oceanfront estates and Intracoastal homes that take the county's harshest salt air. We preserve the sound majority of the roof and document the work for insurance.
Tile & clay-tile roof repair
Concrete and clay barrel tile cover many of Stuart's older Florida homes and waterfront estates. We repair broken and slipped tile, re-bed ridge and hip caps, and replace failed underlayment beneath sound tile — matching discontinued and current profiles so repairs disappear into the surrounding roof.
Roof leak detection & repair
Salt air and wind-driven rain find every weak flashing joint and cracked tile. We locate the true entry point with attic thermal imaging — not guesswork — then repair to the source and document the moisture before it rots decking.
Tile roof preservation
Concrete and clay roof tiles can last 50 years or longer with proper installation and maintenance; what usually ages out first is the underlayment beneath. Re-underlayment reusing your existing tile preserves the roof, and the look the boards require, significantly extending its service life.
5-Year Roof Certifications
Florida insurers increasingly weigh roof condition, not just age. A signed 5-Year Roof Certification documents your Stuart roof's real condition and remaining useful life — the professional evidence that may support a carrier's review.
Free roof inspections
Every job starts with a free, documented inspection — thermal imaging, drone documentation, and a written repair-vs-replace comparison with remaining-useful-life findings. No pressure, no automatic tear-off.
24/7 emergency roof repair
When a storm opens a Stuart roof, we respond around the clock to stop the water, tarp, and document the damage — then return for the permanent, matched repair. Call us — your call rings directly to the owner's office and direct line.
Florida Roof Age Law guidance
Under Florida Statute §627.7011, a roof that is at least 15 years old may be inspected by an insurer-approved authorized inspector; if it has five or more years of remaining useful life, an insurer cannot refuse to issue or renew solely because of the roof's age. We document an older Stuart roof's condition so you and your agent have the evidence — inspection results do not guarantee coverage.
New permitting rules also affect Stuart repairs — see what HB 803 means for roof repairs under $7,500, or read how remaining useful life is documented.
Across Stuart — where you live.
From the barrier island to the riverfront and the gated communities, we repair roofs in every part of Stuart and Martin County.
Sewall's Point
Waterfront estates on the peninsula, with tile roofs facing salt air off two rivers.
Hutchinson Island & Sailfish Point
Oceanfront homes and condos taking the most direct Atlantic exposure in the area.
North River Shores & Snug Harbor
Established riverfront neighborhoods with tile and shingle roofs needing careful repair.
Downtown & Historic Stuart
Older Florida homes and buildings where matched, well-executed repair matters.
Rocky Point & Port Salerno
Coastal and working-waterfront homes exposed to wind-driven rain and salt.
HOA & condo associations
Board-ready inspections and documented repairs across Martin County communities.
The crew that shows up — a McGilvary family roofing legacy since 1974.
Half a century of South Florida and Treasure Coast roofs, repaired by a family-owned crew that answers its own phone — inspecting first, documenting properly, and fixing the cause.
Specialized technique — so we fix the roof without breaking the tiles.
Free inspection
We walk the roof on weight-distributing boards, photograph broken tiles, and use attic thermal imaging to find hidden underlayment moisture — then tell you honestly whether you need a repair or a replacement.
Tile matching
We photograph and measure your tiles and source matches — common profiles in days, discontinued in 3–6 weeks, custom reproductions in 8–12 weeks — with cost options from "close enough" to exact.
Detailed proposal
A written estimate separating tile, labor, underlayment, valley/flashing, and structural work — with minimum, recommended, and comprehensive options, timeline, and warranty all spelled out.
Expert repair
Tiles staged and numbered, failed underlayment fully replaced to code, marine-grade valley metal, proper mechanical fasteners — backed by full photo documentation and a 2-year workmanship warranty.
What determines what a Stuart roof repair actually costs.
We don't publish price ranges, because the honest answer depends on the roof. A written proposal follows every free inspection — itemized, with options, so you can see exactly what you are paying for.
Scope, access, and what's underneath
How many sections have failed and how large they are; whether the deck beneath is sound or has rotted; whether the existing tile is serviceable and suitable for reuse or has to be sourced and matched; the flashing, valley, vent, and penetration details involved; and how the roof is accessed. A single flashing repair and a rebuilt valley with new decking are very different jobs.
The honest comparison, in writing
Our proposal separates tile, labor, underlayment, valley and flashing, and any structural work, with minimum, recommended, and comprehensive options. When targeted rebuilding can extend the roof's useful life, we say so; when the roof system as a whole has reached the end of its life, we say that too — and show you the evidence either way.
Under Florida's roof age law (§627.7011), a homeowner with a roof that is at least 15 years old may obtain an inspection by an insurer-approved authorized inspector before an insurer requires replacement based on age; if the inspection shows five or more years of remaining useful life, the insurer cannot refuse to issue or renew the policy solely because of the roof's age. Inspection results do not guarantee coverage — insurers may still apply other lawful underwriting and property-condition requirements — but a documented repair and an optional 5-Year Roof Certification give you and your agent something real to work with.
Real homes. Real documentation.
Short walkthroughs from real Florida roofing projects — what Mike found, what he documented, and the work that followed. Outcomes vary by roof; nothing here is a guarantee of any insurance result.
WatchThe Drummond Roof
An insurance review prompted a closer look. Documentation of the tile system's actual condition may help the homeowner make an informed decision — repair, rebuild, or replacement.
WatchThe Amber Roof
Full condition documentation of an older tile roof. Thorough records of repairability and remaining useful life may be useful for insurance and future planning.
WatchThe Wellington Rebuild
A section rebuild that preserved most of the existing roof — replacing the failed underlayment, valley metal, and damaged tile instead of a full tear-off.
Four leaks, one tile roof — repaired and certified, not replaced.
A Stuart homeowner had four separate leak areas on a tile roof — and the usual pressure to replace the whole thing. A condition-based inspection showed the roof was sound, so we opened only the failed areas, replaced compromised decking, installed new underlayment, sealed the flashings, and reset the existing tile in place.
Real Treasure Coast roofs, preserved — not replaced.
Documented projects that show the repair-first approach on exactly the kind of tile roof this page is about — including a recent Stuart repair.
A Stuart tile roof — four leaks repaired and certified
A Stuart tile roof with four separate leak areas. Rather than a tear-off, we removed and reset tile in the affected areas, replaced compromised sheathing, installed new underlayment, and sealed the flashings — then issued a 5-Year Roof Certification. Read the Stuart case study →
A Delray Beach oceanfront estate, repaired & certified
Down the coast, a complex concrete-tile estate roof was repaired to the cause — flashing and detail work — and earned a signed 5-Year Roof Certification with remaining useful life exceeding five years, instead of a full replacement. Read the Delray Beach case study →
See every documented project in our roof preservation case studies.
A family-owned roofer Stuart keeps calling.
Repairing Stuart roofs — McGilvary family, licensed since 1974
Five decades across Stuart — tile, shingle, and flat. We know the local architecture, the local climate, and how these roofs actually fail here.
Honest, documented assessments
We inspect first and recommend replacement only when it's truly warranted — the repair-first approach that saves Stuart owners thousands, with photo documentation every time.
HOA & community-ready
Much of Martin County is HOA- and association-governed — we provide the board-ready inspections, documentation, and matched, warrantied repairs that communities and their budgets require.
Licensed, verified & proven
Florida Certified Roofing Contractor CCC1331721 (license active since 2018; the McGilvary family has been licensed roofing contractors in Palm Beach County since 1974), BBB A+, a BuildZoom score of 107 (94th percentile, Top 6% in Florida), 5.0 stars across hundreds of Google reviews, and a 2-year workmanship warranty.
We serve Stuart, the Treasure Coast, and all of Palm Beach County — see every city we cover, or read the Stuart tile-roof case study.
Stuart roof questions, answered.
How quickly can you respond to a roof emergency in Stuart?
Do you work with Stuart and Martin County HOAs and condo associations?
Can you match discontinued tile colors for Stuart's older homes?
How much does roof repair cost in Stuart?
How does Stuart's Treasure Coast location affect roof repairs?
How long do tile roofs last in Stuart?
Can tile roofs be repaired instead of replaced?
What is Florida's Roof Age Law?
What is a 5-Year Roof Certification?
How does salt air affect roofing systems?
How often should roofs be inspected?
What are the benefits of tile roof preservation?
Find out what your Stuart roof actually needs.
Tell us what's going on and we'll come take a look — thermal imaging, an honest repair-vs-replace assessment, and zero pressure. Family-owned — the McGilvary family has repaired Stuart roofs as licensed contractors since 1974.