Family Roofing Roots Since 1974 · Palm Beach County & South FloridaFL Certified Roofing Contractor CCC1331721 · (561) 856-5060
5-Year Roof Certification & Remaining Useful Life Assessment

The Mike McGilvary Roofing certification standard.

Most roofing companies show photos. We issue a signed, documented certification — a complete record of the inspection, the conditions found, the repairs performed, and the roof's remaining useful life. See exactly what that looks like below.

A real Mike McGilvary Roofing 5-Year Roof Certification (client information redacted) Real · Documented · Signed
What It Documents

A 5-year certification is evidence, not a sales pitch.

A 5-Year Roof Certification & Remaining Useful Life Assessment is a professional document stating that — based on inspection findings and any required repairs — a roof is in serviceable condition for a defined period. It may be useful for insurance review, real estate transactions, 4-point inspections, property-management records, and homeowners who want to preserve their roof instead of replacing it unnecessarily.

How It's Done

From inspection to certification — documented at every step.

Inspection

A comprehensive visual inspection of the tile and flat roofing systems — tiles, underlayment, valleys, flashings, penetrations, and high-water-flow areas.

Documentation

Every finding photographed and recorded: existing condition, deficiencies, and remaining useful life — the evidence behind every recommendation.

Repairs & Restoration

Failed sections rebuilt, sheathing replaced, new underlayment installed, flashings repaired, tiles refastened — preservation, not wholesale replacement.

Certification

A signed certification documenting that the roof is structurally sound with an estimated remaining useful life exceeding five years.

What You Get

A complete, signed documentation package.

Every certification engagement delivers the same concrete deliverables — the evidence you keep, whether or not the roof ultimately qualifies for certification.

  • Full roof inspection
  • Written findings
  • Remaining Useful Life assessment
  • Photo documentation
  • Repair recommendations if needed
  • Signed 5-Year Roof Certification when the roof qualifies
  • Downloadable documentation package
Find out what your roof qualifies for.Request a Free Inspection
Who It's For

Built for anyone who needs proof of a roof's condition.

Homeowners facing renewal or non-renewal
Buyers and sellers
Real estate agents
Property managers
Anyone needing professional roof condition documentation
The MMR Standard · Palm Beach, Florida

A real certification — page by page.

This is an actual Mike McGilvary Roofing certification for a Palm Beach project: the signed 5-Year Certification, followed by nine photo exhibits documenting existing conditions, deficiencies, the rebuild and restoration work, and final quality control. Client information has been redacted for privacy.

5-Year Roof Certification · 10 pages · Cert #MMR-05262026 Download the Full PDFOpen in New Tab
Page 1 · Certification5-Year Roof Certification & Remaining Useful Life Assessment — page 1
Page 2 · Existing ConditionPhoto Exhibit 1 — existing roof condition
Page 3 · High Water FlowPhoto Exhibit 2 — high water flow areas
Page 4 · Tile DamagePhoto Exhibit 3 — tile damage
Page 5 · Flat RoofPhoto Exhibit 4 — flat roof deterioration
Page 6 · RebuildPhoto Exhibit 5 — roof rebuild & structural work
Page 7 · Section RebuiltPhoto Exhibit 6 — roof section fully rebuilt
Page 8 · Project ExecutionPhoto Exhibit 7 — project execution
Page 9 · Final QCPhoto Exhibit 8 — final quality control
Page 10 · ComprehensivePhoto Exhibit 9 — comprehensive roof documentation

Client name, street address, and identifying details redacted to protect homeowner privacy.

Want this level of documentation on your roof?Request a Free Inspection
Video Walkthroughs

Real homes. Real documentation.

Short walkthroughs from real Palm Beach County projects — what Mike found, what he documented, and the work that followed. Outcomes vary by roof; nothing here is a guarantee of any insurance result.

Mike McGilvary Roofing — the Drummond walkthrough (video still)Watch
Insurance ReviewBoca RatonTile

The Drummond Roof

An insurance review prompted a closer look. Documentation of the tile system's actual condition may help the homeowner make an informed decision — repair, rebuild, or replacement. In the walkthrough, Mike shows how a documented condition report — not the roof's age alone — guides that decision.

Mike McGilvary Roofing — the Amber walkthrough (video still)Watch
Condition DocumentationLake WorthTile

The Amber Roof

Full condition documentation of an older tile roof. Thorough records of repairability and remaining useful life may be useful for insurance and future planning. The walkthrough shows how Mike records the roof's condition, repairs, and remaining useful life into a documentation package the homeowner can keep on file.

Mike McGilvary Roofing — the Wellington rebuild walkthrough (video still)Watch
Roof RebuildWellingtonTile

The Wellington Rebuild

A section rebuild that preserved most of the existing roof — replacing the failed underlayment, valley metal, and damaged tile instead of a full tear-off.

Certifications by Purpose

Need a certification for a specific reason?

The same documented standard, framed for the two situations homeowners ask about most.

Certification for Insurance

Facing a roof-related non-renewal, or an insurer asking about your roof? See how a documented certification fits an insurance review.

Roof certification for insurance →

Certification for Real Estate

Buying or selling a Florida home? The roof documentation buyers, agents, and lenders ask for during a sale.

Roof certification for real estate →

Common Questions

Roof certification questions, answered straight.

What a 5-Year Roof Certification actually is, what it takes to get one, and what it can and cannot do for you.

What is a 5-Year Roof Certification?
It is a signed, documented report of your roof's actual condition and its estimated remaining useful life, prepared after a physical inspection by a Florida Certified Roofing Contractor. It records what was inspected, what was found, any deficiencies, any repairs performed, and the inspector's professional opinion on remaining service life. It is evidence about the roof — not a warranty and not an insurance policy.
Is a certification an alternative to replacing my roof?
Often, yes — when the roof's condition supports it. A replacement removes and rebuilds the entire roof. A certification documents that the existing roof is sound and has meaningful service life left, sometimes after targeted repairs. If your roof is genuinely at the end of its life, we will tell you that and no certification will be issued. See repair vs. replacement.
What qualifies a roof for certification — and what does not?
A roof generally qualifies when the structure and decking are sound, the water-shedding system is intact or repairable, and the inspection supports a reasonable expectation of continued service life. A roof generally does not qualify when there is widespread underlayment failure, structural or decking damage, active unresolved leaks across multiple areas, or deterioration too advanced for targeted repair. Age alone neither qualifies nor disqualifies a roof — condition does.
Do repairs have to be done before a roof can be certified?
Frequently, yes. If the inspection finds deficiencies — a corroded valley, failed flashing, cracked or slipped tile, an isolated underlayment section — those are repaired first, then documented in the certification. That sequence is the point: the certification records a roof that has been put right, not one that merely passed a glance.
What is the difference between remaining useful life and a workmanship warranty?
They are two different things and are often confused. Remaining useful life is a professional opinion about how much service life the roof system itself has left, based on its observed condition. A workmanship warranty is our commitment to stand behind the repairs we performed. One describes the roof; the other describes our work. A certification documents remaining useful life; our two-year transferable workmanship warranty covers qualifying repairs, subject to the written proposal and warranty terms. Learn more about remaining useful life.
Can I use a certification for insurance?
Our inspection and certification provide documented roof-condition and remaining-useful-life information that homeowners may submit to insurers, lenders, or other requesting parties. Acceptance is determined by the receiving party. Under Florida's Roof Age Law, a qualifying inspection documenting at least five years of remaining useful life may prevent an insurer from refusing coverage solely because of roof age. Final coverage and underwriting decisions remain with the insurance carrier. See roof certification for insurance.
Can I use a certification for a home sale or refinance?
Yes — buyers, sellers, agents, and lenders regularly ask for documentation of a roof's condition during a transaction. A certification gives them a signed, dated report from a licensed contractor rather than a guess based on the roof's age. Whether any particular party accepts it is their decision. See roof certification for real estate.
How do I find out whether my roof can be certified?
Start with a free, documented inspection. We inspect the roof, tell you honestly whether it is a candidate, and explain what — if anything — would need to be repaired first. If it is not a candidate, we will say so. Call (561) 856-5060 or request an inspection.
Aerial view of a Palm Beach County estate home with a tile roof
Free Inspection · No Obligation

Find out whether your roof can be certified.

Need a 5-Year Certification for insurance, a home sale, or a refinance — or just want to know whether your roof qualifies? Tell us what's going on and we'll come take a look: a free, documented inspection, an honest assessment, and zero pressure. Family roofing roots in Palm Beach County since 1974.

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Mike McGilvary, Florida Certified Roofing Contractor CCC1331721
Reviewed by Mike McGilvary, Florida Certified Roofing Contractor (CCC1331721). Last updated July 15, 2026.
Call Mike · (561) 856-5060