Free roof inspection — and the certification Florida now asks for.
Insurers, lenders, and buyers increasingly want proof of a roof's condition — not just its age. Since 1974, Mike McGilvary Roofing has inspected Palm Beach County roofs and documented them in 5-Year Roof Certifications: a real, signed condition report on the roof's remaining useful life, with thermal imaging and zero sales pressure.
Accredited · Certified · Recognized · Family-Owned Since 1974
Roof age isn't everything — but you have to prove condition.
Florida's insurance market has changed: carriers non-renew on roof age alone, lenders ask for condition reports, and buyers' insurers stall sales over old roofs. The answer is documentation — a real inspection that shows what shape the roof is actually in, and a 5-Year Certification that records its remaining useful life.
A 5-Year Roof Certification from Mike McGilvary Roofing is a signed, page-by-page condition report: the inspection, the findings, and the roof's estimated remaining useful life. It's the evidence behind your rights under Florida's Roof Age Law (§627.7011) — and what often keeps a sound roof insured.
The moment a roof report becomes urgent.
Most homeowners call us for a certification in one of these situations — usually on a deadline.
Renewal, non-renewal & new policies
"My carrier sent a non-renewal notice citing roof condition." "A new insurer won't bind without a roof certification." A documented inspection showing remaining useful life is often what keeps — or restores — coverage on a roof that's actually sound.
Home sales & refinancing
"My sale is stalled — the buyer's insurance won't approve without a roof certification." "My lender requires one to refinance." We inspect, document, and certify so the transaction can move — fast, and on the facts.
Published In & Recognized By
Everything that goes into a documented roof.
A thorough inspection, real diagnostics, and a certification that holds up with insurers, lenders, and buyers.
- Free professional roof inspection
- 5-Year Roof Certification (remaining useful life)
- Attic thermal-imaging moisture scan
- Digital documentation package — photos & report
- Structural & safety evaluation
- Honest repair recommendations — no sales pressure
Six systems, checked and documented.
A certification is only as good as the inspection behind it — here's what we evaluate on every roof.
Roofing materials
Tile, shingle, or membrane — condition, age, cracking, granule loss, and remaining useful life of the surface itself.
Water barriers
The underlayment beneath the surface — the layer that actually keeps water out, assessed in general sections for remaining life.
Flashing systems
Walls, chimneys, skylights, and penetrations — the joints where most leaks begin, checked for failure and corrosion.
Structural components
Decking and supporting structure — evaluated for soundness, moisture damage, and any compromised areas.
Drainage systems
Valleys, drains, and slope — where water concentrates and ponding starts, surveyed for proper flow.
Ventilation systems
Attic ventilation that drives roof temperature and lifespan — assessed with attic thermal imaging for hidden moisture.
Most companies show photos. We show proof.
A Mike McGilvary inspection becomes a real, page-by-page condition report — the kind of evidence you can hand to an insurer, a lender, or a buyer. This is what a documented roof looks like.
Thorough, documented, and honest.
Comprehensive roof assessment
A full inspection of materials, underlayment, flashing, drainage, and ventilation — with attic thermal imaging to find moisture that isn't visible from the surface.
Structural & safety evaluation
We assess the decking and supporting structure for soundness and moisture damage — the foundation a certification's remaining-useful-life estimate is built on.
Digital documentation package
Photographs of every area, condition notes, thermal findings, and a written report — the evidence insurers, lenders, and buyers ask for, assembled cleanly.
Honest recommendations & certification
If the roof qualifies, we issue a signed 5-Year Roof Certification. If it needs repairs first, we tell you exactly what — no pressure, just the facts and your options.
The inspection is free. The certification protects you.
No cost to find out where your roof stands — and a documented certification when you need one.
Free · No obligation
A complete inspection with attic thermal imaging and a written summary of condition and any repairs needed — at no cost and with no sales pressure.
When you need the document
A signed, page-by-page condition report documenting remaining useful life — for insurance renewal, a new policy, a refinance, or a home sale. We'll quote it up front.
Insurance underwriting, refinancing, and real-estate transactions increasingly require a documented roof condition report. A 5-Year Certification records your roof's remaining useful life — the evidence behind your rights under Florida's Roof Age Law (§627.7011), and often what keeps a sound roof insured. See a real, signed certification on our 5-Year Certification page.
Real homes. Real documentation.
Short walkthroughs from real Palm Beach County projects — what Mike found, what he documented, and the work that followed. Outcomes vary by roof; nothing here is a guarantee of any insurance result.
WatchThe Drummond Roof
An insurance review prompted a closer look. Documentation of the tile system's actual condition may help the homeowner make an informed decision — repair, rebuild, or replacement.
WatchThe Amber Roof
Full condition documentation of an older tile roof. Thorough records of repairability and remaining useful life may be useful for insurance and future planning.
WatchThe Wellington Rebuild
A section rebuild that preserved most of the existing roof — replacing the failed underlayment, valley metal, and damaged tile instead of a full tear-off.
Documentation over sales pressure — since 1974.
No sales pressure, ever
Our inspection's job is to tell you the truth about your roof — not to sell you a replacement. If it's sound, we say so and certify it. If it needs work, we show you exactly what, with photos.
Thermal imaging, not a glance
Attic thermal imaging finds hidden moisture and the true condition of the underlayment — so a certification reflects what the roof is really doing, not just how it looks from the ground.
Documentation insurers accept
A clean, signed condition report with photographs and remaining-useful-life findings — the format insurers, lenders, and buyers' agents are looking for.
Licensed, insured & proven
Florida Certified Roofing Contractor CCC1331721 (license active since 2018; family roofing roots since 1974), BBB A+, BuildZoom 107 / Top 6%, 5.0 stars across 500+ Google reviews, and the category authority on Florida roof-age and certification.
Palm Beach County roof-certification questions, answered.
How much does a roof inspection cost?
What's the difference between a roof certification and a roof warranty?
Will my roof pass inspection and qualify for certification?
How quickly can I get a roof certification?
What if my roof needs repairs before it can be certified?
Do insurance companies accept your certifications?
Get your roof inspected and documented.
Need a certification for insurance, a sale, or a refinance — or just want to know where your roof really stands? Tell us what's going on and we'll come take a look: a free, thermal-imaged inspection, an honest report, and zero pressure. Family-owned in Palm Beach County since 1974.
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