A roof holding up your closing? Document it.
In today's Florida market, a buyer's insurer or a lender can stall a sale over an older roof — even a sound one. A 5-Year Roof Certification documents the roof's actual condition and remaining useful life, giving agents, buyers, sellers, and lenders the kind of report they're asking for to keep a transaction moving. Repair-first since 1974.
Accredited · Certified · Recognized · Family-Owned Since 1974
An older roof shouldn't kill a clean deal.
Buyers' insurers and lenders increasingly want to know a roof's condition before they'll bind a policy or fund a loan — and roof age alone gets sound roofs flagged. A 5-Year Roof Certification documents the roof's real condition and remaining useful life, so the parties have facts to work from instead of a guess based on age.
A certification doesn't bind any insurer or lender or guarantee a closing — those decisions belong to them. What it does is put the roof's documented condition and remaining useful life on the record, which may help a buyer secure coverage, a lender get comfortable, or a seller answer the inspection objection with evidence.
The deals a certification helps move.
Agents and owners call us at these moments — usually with a closing date looming.
"The buyer's insurance won't approve the roof"
A buyer under contract whose insurer won't bind without roof documentation. A certification documents condition and remaining useful life, giving the buyer something to take to their carrier — or shows exactly what to repair first.
"My lender requires a roof report"
A refinance or purchase loan that calls for documented roof condition. We inspect, document, and certify a sound roof — or lay out the repairs needed for it to qualify.
As Featured In
A report every party can read.
A 5-Year Roof Certification is built on a thorough inspection and records what buyers, agents, and lenders actually want to see.
- Overall roof condition, documented with photographs
- Estimated remaining useful life (the five-year basis)
- Surface, underlayment, flashing & drainage assessment
- Attic thermal-imaging moisture findings
- Any repairs recommended to bring the roof to standard
- Signed under our Florida contractor license, CCC1331721
From listing to closing.
Documentation that may help each party — while their decisions remain their own.
Before you list
A pre-listing certification lets a seller get ahead of the roof question with evidence — instead of negotiating against an age-based assumption later.
Buyer's insurance
When a buyer's carrier wants roof documentation to bind, a certification gives them a clear, signed condition report to submit.
Lender & refinance
For loans that call for roof condition, a documented report and remaining-useful-life finding gives the lender something concrete.
Answering the inspection
When a home inspector flags the roof's age, a roofing certification adds depth on the roof specifically — condition, not just years.
For real estate agents
We work with agents on both sides routinely, scheduling around closings and providing documentation that keeps deals on track.
If repairs are needed
We won't certify a roof that isn't sound. If repairs are needed to qualify, we document them — often a fast, targeted fix before closing.
A real, signed condition report — page by page.
The documentation a 5-Year Certification produces: each area photographed and assessed, with a remaining-useful-life finding a buyer's carrier or a lender can read.
A free inspection to a closing-ready report.
Free, documented inspection
A complete roof inspection with attic thermal imaging — condition, underlayment, flashing, drainage, and remaining useful life — scheduled around your closing date.
Honest qualification call
If the roof is sound, it qualifies. If it needs repairs first, we show you exactly what, with a written estimate — the fast path to keeping the deal alive.
Repairs, if any are needed
Targeted repairs to bring the roof to a sound condition — usually a fraction of a replacement, and quick enough to fit a closing timeline.
Certification issued
A signed, page-by-page 5-Year Roof Certification documenting condition and remaining useful life — ready to provide to the buyer, agent, insurer, or lender.
The inspection is free. The certification is quoted up front.
No cost to find out where the roof stands before a closing.
Free · No obligation
A full inspection with thermal imaging and a written summary of condition, remaining useful life, and any repairs needed — on a timeline that fits the transaction.
Quoted before any work
If the roof qualifies, the signed 5-Year Certification is priced up front. Any repairs needed first are quoted separately and honestly.
This page is general information about roof certifications and Florida's Roof Age Law, not legal, insurance, or real-estate advice. A certification documents a roof's condition and estimated remaining useful life; it does not bind any insurer or lender, guarantee a closing, or guarantee any coverage or financing outcome — those decisions rest with the respective parties. Requirements vary. Please consult your insurer, lender, real-estate professional, and where appropriate a licensed professional about your specific situation. Source: Florida Statute §627.7011 · Florida CFO: property insurance changes.
The roof-age authority agents keep on speed dial.
We keep deals moving
We schedule around closings and turn around documentation fast — because a roof question shouldn't be the thing that kills a clean contract.
Signed, credible reports
Attic thermal imaging and a signed, page-by-page report under license CCC1331721 — documentation that reads as credible to a buyer's carrier or a lender.
Repair-first, honestly
If a roof needs a quick repair to qualify, we do it — never a replacement it doesn't need, and never a delay we can avoid.
See it for yourself
Browse the Resource Center, a real redacted 5-Year Certification, and the Island Drive case study.
Your questions, answered honestly.
Can a roof certification get a stalled sale moving again?
Do buyers' insurers and lenders accept these certifications?
Should I certify before I list my home?
How fast can you turn this around for a closing?
What if the roof needs repairs to qualify?
Roof holding up a closing? Let's document it — fast.
A free, thermal-imaged inspection and an honest report on the roof's condition and remaining useful life — and a 5-Year Certification if it qualifies, on a timeline that fits your closing. Family-owned in Palm Beach County since 1974.