Two different Florida rules get confused: the roof-age insurance law (§627.7011) and the Building Code 25% repair rule. A plain-English decision guide for homeowners and Realtors on which applies, and why condition and documentation matter more than roof age.
Featured in Upscale Living Magazine — Real Estate — July 15, 2026. Mike McGilvary Roofing has been featured in Upscale Living Magazine — a national luxury-lifestyle publication — in a bylined piece by Mike on why Florida’s luxury homes deserve roof preservation before roof replacement. For luxury homes, condition should decide — not age Across
What every Florida HOA and condominium board should know before making roofing decisions — condition-based evaluation, documentation, remaining useful life, and preservation over automatic replacement.
Mike McGilvary Roofing is featured in Realty Times on why preserving a serviceable tile roof is often the smarter decision — condition over age, and the documentation that supports it.
Mike McGilvary Featured in Realty Times on Tile Roof Preservation & Roof Certifications Read More »
Reviewed and updated August 2026. If you have read that Florida’s HB 815 took effect on July 1, 2026, and that it created new roof-inspection rights for homeowners — that is not correct. HB 815, its identical Senate companion SB 808, and a related bill, SB 128, all died in committee on March 13, 2026.
ACV and roof depreciation in Florida aren’t based on age alone. Learn how roof condition documentation, remaining useful life, and roof inspections give a more accurate picture of a roof’s value — and protect homeowners.
’10 best roofer’ lists rank on reviews and years in business — not roof-age-law expertise, certifications, or repair-first evaluation. What West Palm Beach and Palm Beach County homeowners should look for instead.
What Top Roofing Lists Miss About Roof Age, Certification, and Repair-First Evaluations Read More »
Florida’s HB 803 (effective July 1, 2026) exempts some minor residential work under $7,500 from permits — but roof repairs aren’t automatically exempt. What homeowners should know about permits, documentation, and repair-first roofing.
Florida Roof Repairs Under $7,500? What Homeowners Need to Know About HB 803 Read More »
Getting a letter from your insurance company saying your homeowner’s policy is being non-renewed or canceled because of your roof is stressful. For many Florida homeowners, it feels like there is only one option left: replace the entire roof and write a check for tens of thousands of dollars. Fortunately, that is not always true.
Insurance Dropped Your Florida Home Because of Your Roof? Here’s What to Do Read More »
