Roof Repair & Leaks

What every Florida HOA and condominium board should know before making roofing decisions — condition-based evaluation, documentation, remaining useful life, and preservation over automatic replacement.

Reviewed and updated August 2026. If you have read that Florida’s HB 815 took effect on July 1, 2026, and that it created new roof-inspection rights for homeowners — that is not correct. HB 815, its identical Senate companion SB 808, and a related bill, SB 128, all died in committee on March 13, 2026.

ACV and roof depreciation in Florida aren’t based on age alone. Learn how roof condition documentation, remaining useful life, and roof inspections give a more accurate picture of a roof’s value — and protect homeowners.

’10 best roofer’ lists rank on reviews and years in business — not roof-age-law expertise, certifications, or repair-first evaluation. What West Palm Beach and Palm Beach County homeowners should look for instead.

Florida’s HB 803 (effective July 1, 2026) exempts some minor residential work under $7,500 from permits — but roof repairs aren’t automatically exempt. What homeowners should know about permits, documentation, and repair-first roofing.

Mike McGilvary Roofing is featured in Florida Construction News on how Florida’s Roof Age Law (Statute 627.7011) is driving a new era of roof certifications, remaining-useful-life evaluations, and condition-based roofing decisions.

Getting a letter from your insurance company saying your homeowner’s policy is being non-renewed or canceled because of your roof is stressful. For many Florida homeowners, it feels like there is only one option left: replace the entire roof and write a check for tens of thousands of dollars. Fortunately, that is not always true.