McGilvary Family · Licensed Roofing Since 1974 · Palm Beach County & South FloridaFL Certified Roofing Contractor CCC1331721 · (561) 856-5060

Author name: Mike McGilvary

Overhead drone photo of a large tile roof with several valley sections opened down to underlayment during repair by Mike McGilvary Roofing.

2-Year vs. 5-Year Roof Certification in Florida: What Each One Means, Who Asks for It, and What Keeps a Roof From Certifying

By Mike McGilvary, Mike McGilvary Roofing, Inc. Quick answer: A 5-year roof certification documents an inspector’s finding that a roof has five or more years of remaining useful life. Five years is the number Florida’s roof-age law (Florida Statute 627.7011) uses for roofs 15 years or older. It is also the minimum Citizens Property Insurance

2-Year vs. 5-Year Roof Certification in Florida: What Each One Means, Who Asks for It, and What Keeps a Roof From Certifying Read More »

Mike McGilvary Roofing Documented inspection tag on attic lumber, marked inspected and dated October 20, 2026.

Every Inch, Documented: Why MMR Is the Most Documented Roofing Company in South Florida

By Mike McGilvary, Mike McGilvary Roofing, Inc. Most roofing companies tell you what they found. We show you. At Mike McGilvary Roofing, documentation is not paperwork we do at the end of a job. It is how we do the job. Every inspection, every deficiency and every repair is photographed, dated and recorded. When we

Every Inch, Documented: Why MMR Is the Most Documented Roofing Company in South Florida Read More »

Mike McGilvary inspecting ridge tiles on a concrete tile roof at a waterfront home in Palm Beach County, Florida

Florida Roof Insurance, Roof Age and Condo Roof Planning in 2026: What Palm Beach County Owners Need to Know

By Mike McGilvary, Florida Certified Roofing Contractor (CCC1331721) | Mike McGilvary Roofing, Inc. Quick answer: Florida’s 15-year roof-age law has not changed. The six roofing code corrections approved on October 13, 2026 are technical cleanups, not a new requirement to replace tile roofs. What has changed is the paperwork: Citizens policies are moving to private

Florida Roof Insurance, Roof Age and Condo Roof Planning in 2026: What Palm Beach County Owners Need to Know Read More »

Licensed Florida roofing contractor Mike McGilvary inspecting a waterfront tile roof in Palm Beach County.

Florida Roofing Update, Fall 2026: New Code, Roof Age and Insurance — What Palm Beach County Homeowners Should Do Before December 31

Florida’s next building code takes effect on December 31, 2026. At the same time, insurers are filing rate changes and Citizens policies are moving to private carriers. For Palm Beach County homeowners, the practical question is simple: what do these changes mean for your roof, and what should you do before the end of the

Florida Roofing Update, Fall 2026: New Code, Roof Age and Insurance — What Palm Beach County Homeowners Should Do Before December 31 Read More »

Drone view of tile roof sections opened for new underlayment

Planning to Replace Your Roof Next Year? Fix the Leak the Right Way Now

Many Florida homeowners reach the same point with an older roof: “The roof is getting older. I may replace the entire roof next year. But I have an active leak right now. Can we do something temporary so water stops coming in?” That is a fair question. At Mike McGilvary Roofing, we hear this often,

Planning to Replace Your Roof Next Year? Fix the Leak the Right Way Now Read More »

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