Family Roofing Roots Since 1974 · Palm Beach County & South FloridaFL Certified Roofing Contractor CCC1331721 · (561) 856-5060

Author name: Mike McGilvary

Mrs. Schwartz, a Palm Beach County homeowner, giving a roof repair testimonial in front of her home

How Mike McGilvary Roofing Helped a Homeowner Avoid an Unnecessary Roof Replacement and Stay Insurance Compliant

Every roofer told Mrs. Schwartz to replace her tile roof. Mike McGilvary Roofing repaired it for a fraction of the cost, kept it insurance-compliant, and delivered a signed certification within 24 hours. Her testimonial, and the repair-first story behind it.

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The Mike McGilvary Roofing crew on a Palm Beach County tile roof estate project

Florida Roof Insurance Claims: How Roof Age, Condition, Matching & Documentation Affect Your Options

A comprehensive, documented roof inspection is the physical evidence behind an informed decision. When a Florida homeowner files a roof-related insurance claim — or an insurer questions a roof at renewal — several factors get discussed at once: the roof’s age, its actual condition, whether replacement components can “match,” and how depreciation is applied. It

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The Mike McGilvary Roofing crew on a Palm Beach County tile roof estate project

Florida’s Roof-Age Insurance Law vs. the 25% Roof Rule: A Guide for Homeowners and Realtors

Two different Florida rules get confused: the roof-age insurance law (§627.7011) and the Building Code 25% repair rule. A plain-English decision guide for homeowners and Realtors on which applies, and why condition and documentation matter more than roof age.

Florida’s Roof-Age Insurance Law vs. the 25% Roof Rule: A Guide for Homeowners and Realtors Read More »

The Mike McGilvary Roofing crew on a Palm Beach County tile roof estate project

Mike McGilvary Featured in Upscale Living Magazine: Luxury Roof Preservation Before Replacement

Featured in Upscale Living Magazine — Real Estate — July 15, 2026. Mike McGilvary Roofing has been featured in Upscale Living Magazine — a national luxury-lifestyle publication — in a bylined piece by Mike on why Florida’s luxury homes deserve roof preservation before roof replacement. For luxury homes, condition should decide — not age Across

Mike McGilvary Featured in Upscale Living Magazine: Luxury Roof Preservation Before Replacement Read More »

Aerial view of a Palm Beach County waterfront estate with a tile roof — the kind of roof evaluated for condition and remaining useful life under Florida Statute 627.7011

Florida HB 815 and SB 808: Neither Became Law — What Florida Roof Insurance Law Actually Says Today

If you have read that Florida’s HB 815 took effect on July 1, 2026, and that it created new roof-inspection rights for homeowners — that is not correct. HB 815 and its identical Senate companion, SB 808, both died in committee on March 13, 2026. Neither became law. Nothing about Florida’s roof insurance rules changed

Florida HB 815 and SB 808: Neither Became Law — What Florida Roof Insurance Law Actually Says Today Read More »

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