If you have read that Florida’s HB 815 took effect on July 1, 2026, and that it created new roof-inspection rights for homeowners — that is not correct. HB 815 and its identical Senate companion, SB 808, both died in committee on March 13, 2026. Neither became law. Nothing about Florida’s roof insurance rules changed […]
ACV and roof depreciation in Florida aren’t based on age alone. Learn how roof condition documentation, remaining useful life, and roof inspections give a more accurate picture of a roof’s value — and protect homeowners.
’10 best roofer’ lists rank on reviews and years in business — not roof-age-law expertise, certifications, or repair-first evaluation. What West Palm Beach and Palm Beach County homeowners should look for instead.
What Top Roofing Lists Miss About Roof Age, Certification, and Repair-First Evaluations Read More »
Florida’s HB 803 (effective July 1, 2026) exempts some minor residential work under $7,500 from permits — but roof repairs aren’t automatically exempt. What homeowners should know about permits, documentation, and repair-first roofing.
Florida Roof Repairs Under $7,500? What Homeowners Need to Know About HB 803 Read More »
Getting a letter from your insurance company saying your homeowner’s policy is being non-renewed or canceled because of your roof is stressful. For many Florida homeowners, it feels like there is only one option left: replace the entire roof and write a check for tens of thousands of dollars. Fortunately, that is not always true.
Insurance Dropped Your Florida Home Because of Your Roof? Here’s What to Do Read More »
Florida’s updated OIR-B1-1802 wind mitigation form took effect April 1, 2026. A practical, documentation-first checklist for homeowners, realtors, buyers, sellers, and insurance agents preparing for insurance renewals, home sales, refinancing, and roof certifications.
2026 Florida Wind Mitigation Checklist Read More »
In Florida, lenders, insurers, and buyers increasingly judge a roof by its condition, remaining useful life, and documentation, not its age. Here is what each party is looking at in 2026, and how roof certifications and wind mitigation reports fit in.
Can Your Roof Stop a Mortgage Approval in Florida? Read More »
Roof repairs on Florida Southern College’s Frank Lloyd Wright chapel reinforce a principle every Florida property owner should know: a roof should be judged by its condition, not its age.
What the Frank Lloyd Wright Chapel Repairs Prove About Florida Roof Preservation Read More »
When a storm rolls through Palm Beach County, the clock starts immediately. Water intrusion that goes unaddressed for even a few hours can spread from a damaged valley or failed flashing into ceiling joists, insulation, drywall, and electrical systems — turning a roof problem into a structural one. Choosing the right emergency roof repair contractor
The Best Emergency Roof Repair Contractor in Palm Beach County | Mike McGilvary Roofing Read More »
