Free roof inspection — and the certification Florida now asks for.
Insurers, lenders, and buyers increasingly want proof of a roof's condition — not just its age. See a documented example in our Canoe Shore Way Delray Beach inspection case study. Drawing on family roofing roots since 1974, Mike McGilvary Roofing has inspected Palm Beach County roofs and documented them in 5-Year Roof Certifications: a real, signed condition report on the roof's remaining useful life, with thermal imaging and zero sales pressure.
Accredited · Certified · Recognized · Family Roofing Roots Since 1974
Roof age isn't everything — but you have to prove condition.
Florida's insurance market has changed: carriers non-renew on roof age alone, lenders ask for condition reports, and buyers' insurers stall sales over old roofs. The answer is documentation — a real inspection that shows what shape the roof is actually in, and a 5-Year Certification that records its remaining useful life.
A 5-Year Roof Certification from Mike McGilvary Roofing is a signed, page-by-page condition report: the inspection, the findings, and the roof's estimated remaining useful life. It's the evidence behind your rights under Florida's Roof Age Law (§627.7011) — and what often keeps a sound roof insured.
The moment a roof report becomes urgent.
Most homeowners call us for a certification in one of these situations — usually on a deadline.
Renewal, non-renewal & new policies
"My carrier sent a non-renewal notice citing roof condition." "A new insurer won't bind without a roof certification." A documented inspection showing remaining useful life is often what keeps — or restores — coverage on a roof that's actually sound.
Home sales & refinancing
"My sale is stalled — the buyer's insurance won't approve without a roof certification." "My lender requires one to refinance." We inspect, document, and certify so the transaction can move — fast, and on the facts.
Published In & Recognized By
Everything that goes into a documented roof.
A thorough inspection, real diagnostics, and a certification that holds up with insurers, lenders, and buyers.
- Free professional roof inspection
- 5-Year Roof Certification (remaining useful life)
- Attic thermal-imaging moisture scan
- Digital documentation package — photos & report
- Structural & safety evaluation
- Honest repair recommendations — no sales pressure
Six systems, checked and documented.
A certification is only as good as the inspection behind it — here's what we evaluate on every roof.
Roofing materials
Tile, shingle, or membrane — condition, age, cracking, granule loss, and remaining useful life of the surface itself.
Water barriers
The underlayment beneath the surface — the layer that actually keeps water out, assessed in general sections for remaining life.
Flashing systems
Walls, chimneys, skylights, and penetrations — the joints where most leaks begin, checked for failure and corrosion.
Structural components
Decking and supporting structure — evaluated for soundness, moisture damage, and any compromised areas.
Drainage systems
Valleys, drains, and slope — where water concentrates and ponding starts, surveyed for proper flow.
Ventilation systems
Attic ventilation that drives roof temperature and lifespan — assessed with attic thermal imaging for hidden moisture.
Most companies show photos. We show proof.
A Mike McGilvary inspection becomes a real, page-by-page condition report — the kind of evidence you can hand to an insurer, a lender, or a buyer. This is what a documented roof looks like.
Thorough, documented, and honest.
Comprehensive roof assessment
A full inspection of materials, underlayment, flashing, drainage, and ventilation — with attic thermal imaging to find moisture that isn't visible from the surface.
Structural & safety evaluation
We assess the decking and supporting structure for soundness and moisture damage — the foundation a certification's remaining-useful-life estimate is built on.
Digital documentation package
Photographs of every area, condition notes, thermal findings, and a written report — the evidence insurers, lenders, and buyers ask for, assembled cleanly.
Honest recommendations & certification
If the roof qualifies, we issue a signed 5-Year Roof Certification. If it needs repairs first, we tell you exactly what — no pressure, just the facts and your options.
The inspection is free. The certification protects you.
No cost to find out where your roof stands — and a documented certification when you need one.
Free · No obligation
A complete inspection with attic thermal imaging and a written summary of condition and any repairs needed — at no cost and with no sales pressure.
When you need the document
A signed, page-by-page condition report documenting remaining useful life — for insurance renewal, a new policy, a refinance, or a home sale. We'll quote it up front.
Insurance underwriting, refinancing, and real-estate transactions increasingly require a documented roof condition report. A 5-Year Certification records your roof's remaining useful life — the evidence behind your rights under Florida's Roof Age Law (§627.7011), and often what keeps a sound roof insured. See a real, signed certification on our 5-Year Certification page.
Real homes. Real documentation.
Short walkthroughs from real Palm Beach County projects — what Mike found, what he documented, and the work that followed. Outcomes vary by roof; nothing here is a guarantee of any insurance result.
WatchThe Drummond Roof
An insurance review prompted a closer look. Documentation of the tile system's actual condition may help the homeowner make an informed decision — repair, rebuild, or replacement.
WatchThe Amber Roof
Full condition documentation of an older tile roof. Thorough records of repairability and remaining useful life may be useful for insurance and future planning.
WatchThe Wellington Rebuild
A section rebuild that preserved most of the existing roof — replacing the failed underlayment, valley metal, and damaged tile instead of a full tear-off.
Documentation over sales pressure — since 1974.
No sales pressure, ever
Our inspection's job is to tell you the truth about your roof — not to sell you a replacement. If it's sound, we say so and certify it. If it needs work, we show you exactly what, with photos.
Thermal imaging, not a glance
Attic thermal imaging finds hidden moisture and the true condition of the underlayment — so a certification reflects what the roof is really doing, not just how it looks from the ground.
Documentation insurers accept
A clean, signed condition report with photographs and remaining-useful-life findings — the format insurers, lenders, and buyers' agents are looking for.
Licensed, insured & proven
Florida Certified Roofing Contractor CCC1331721 (license active since 2018; family roofing roots since 1974), BBB A+, BuildZoom 107 / Top 6%, 5.0 stars across 500+ Google reviews, and the category authority on Florida roof-age and certification.
Palm Beach County roof-certification questions, answered.
How much does a roof inspection cost?
What's the difference between a roof certification and a roof warranty?
Will my roof pass inspection and qualify for certification?
How quickly can I get a roof certification?
What if my roof needs repairs before it can be certified?
Do insurance companies accept your certifications?
Get your roof inspected and documented.
Need a certification for insurance, a sale, or a refinance — or just want to know where your roof really stands? Tell us what's going on and we'll come take a look: a free, thermal-imaged inspection, an honest report, and zero pressure. Family roofing roots in Palm Beach County since 1974.
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