Aerial view of a Palm Beach County waterfront estate with a tile roof — the kind of roof evaluated for condition and remaining useful life under Florida Statute 627.7011

Florida HB 815 and SB 808: Neither Became Law — What Florida Roof Insurance Law Actually Says Today

If you have read that Florida’s HB 815 took effect on July 1, 2026, and that it created new roof-inspection rights for homeowners — that is not correct. HB 815 and its identical Senate companion, SB 808, both died in committee on March 13, 2026. Neither became law. Nothing about Florida’s roof insurance rules changed […]

Florida HB 815 and SB 808: Neither Became Law — What Florida Roof Insurance Law Actually Says Today Read More »