Florida Roof Insurance, Roof Age and Condo Roof Planning in 2026: What Palm Beach County Owners Need to Know
By Mike McGilvary, Florida Certified Roofing Contractor (CCC1331721) | Mike McGilvary Roofing, Inc. Quick answer: Florida’s 15-year roof-age law has not changed. The six roofing code corrections approved on October 13, 2026 are technical cleanups, not a new requirement to replace tile roofs. What has changed is the paperwork: Citizens policies are moving to private